Morrise Reserve
1. Introduction
Morrise Reserve (“Morrise Reserve,” “we,” “our,” or “us”) is committed to protecting the privacy and security of the personal and financial information entrusted to us.
We provide professional services and educational resources, including tax preparation and strategic tax planning, bookkeeping, credit services, business consulting, business formation assistance, TaxJet Pro software, and the Reserve Intelligence Agency (RIA) mentorship and education program.
This Privacy Policy explains how we collect, use, store, protect, and disclose personal information when you visit our website, communicate with our team, purchase our services, or participate in our programs.
By using our website or services, you acknowledge that you have read this Privacy Policy.
2. Information We Collect
Depending on the services you request, we may collect the following categories of information:
A. Personal Information
- Full legal name and preferred name.
- Email address and telephone number.
- Mailing and residential addresses.
- Date of birth.
- Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
- Government-issued identification and verification documents.
- Dependent and household information when required for tax preparation.
B. Financial and Tax Information
- Income statements, W-2s, 1099s, and other tax documents.
- Prior-year tax returns and supporting documentation.
- Bank account and routing information.
- Refund and payment information.
- Business revenue, expenses, and financial records.
- Credit reports and credit-related information when authorized.
C. Business and Professional Information
- Business name, structure, and formation documents.
- Employer Identification Numbers (EINs).
- Business financial information.
- Professional credentials and tax preparer identification information.
- Mentorship enrollment, educational progress, and program participation information.
- Software account and subscription information.
D. Automatically Collected Information
When you visit our website, we may automatically collect limited technical information, including:
- IP address and general location.
- Browser type and device information.
- Website pages visited and time spent on our website.
- Referral sources and website interaction data.
- Cookies and similar tracking technologies.
E. Information From Third Parties
We may receive information from third-party providers when you authorize or interact with their services, including appointment scheduling platforms, payment processors, credit reporting agencies, tax software providers, and business service platforms.
3. How We Use Your Information
We collect and use personal information for legitimate business and operational purposes, including:
- Preparing, reviewing, and electronically filing tax returns.
- Providing tax planning, bookkeeping, and financial services.
- Delivering credit-related services and business consulting.
- Processing payments, subscriptions, and service purchases.
- Managing appointments, applications, and client accounts.
- Providing access to TaxJet Pro software and RIA educational programs.
- Communicating important service updates and account notifications.
- Verifying identities and preventing fraudulent activity.
- Maintaining business records and meeting legal and regulatory requirements.
- Improving our website, technology, and customer experience.
- Sending promotional communications when permitted by law.
Morrise Reserve does not sell personal information or tax return information.
4. Tax Return Information and Federal Privacy Requirements
Morrise Reserve recognizes the heightened confidentiality requirements associated with federal tax preparation.
We comply with applicable federal tax information confidentiality requirements, including Internal Revenue Code Section 7216 and its accompanying regulations.
Tax return information includes sensitive information provided to or obtained by us in connection with preparing your tax return.
We will not knowingly use or disclose your tax return information for purposes unrelated to preparing, assisting in preparing, or filing your tax return unless an applicable legal exception permits it or you provide the required separate written consent.
When applicable, consent must meet IRS requirements and will be obtained separately from general service agreements or this Privacy Policy.
If you elect to use a refund transfer, refund advance, or other bank product, we may disclose the information necessary to facilitate that transaction to the participating financial institution or authorized provider, subject to applicable law and required authorization or consent.
We do not condition tax preparation services on your consent to unrelated uses or disclosures of tax return information where prohibited by law.
5. How We Share Information
We do not sell or rent personal information to third parties.
We may share information when necessary to provide requested services, operate our business, or comply with applicable legal requirements.
Categories of authorized recipients may include:
A. Service Providers and Technology Partners
We may work with trusted third-party providers that support our operations, including:
- Tax preparation software and electronic filing providers.
- Payment processors, including Stripe.
- Appointment scheduling platforms, including Calendly.
- Customer relationship management and business automation platforms, including GoHighLevel.
- Secure document collection and storage providers.
- Website hosting and technology providers.
- Credit reporting agencies and authorized credit service providers.
These providers may access information only as necessary to perform their contracted services, subject to applicable confidentiality, security, and legal requirements.
Any disclosure involving tax return information remains subject to the separate restrictions of Section 4.
B. Government Agencies
We may disclose information to the IRS, state tax authorities, or other government agencies when necessary to provide requested services or when required by law.
C. Financial Institutions
Information may be shared with banks or participating financial institutions when necessary to process an authorized refund transfer, payment, or other financial transaction.
D. Legal Requirements
We may disclose information in response to valid legal processes, including subpoenas, court orders, or other legally enforceable government requests.
E. With Your Authorization
We may share information with another party when you provide the required written authorization or consent.
6. Information Security
Protecting client information is a priority at Morrise Reserve.
We maintain a Written Information Security Plan (WISP) and implement administrative, technical, and physical safeguards designed to protect sensitive information in accordance with applicable requirements, including the FTC Safeguards Rule and IRS Publication 4557.
Our security practices may include:
- Encrypted document transmission and storage where supported.
- Multi-factor authentication on supported systems.
- Restricted access to sensitive client information.
- Employee and contractor confidentiality requirements.
- Secure document collection and processing procedures.
- Appropriate data retention and secure disposal practices.
- Ongoing review of information security procedures.
Access to confidential client information is limited to authorized individuals who require access to perform their assigned responsibilities.
Although we take reasonable measures to safeguard information, no electronic transmission or storage system can be guaranteed to be completely secure.
7. Submitting Sensitive Documents
For your protection, Morrise Reserve requires clients to submit sensitive documents through designated secure intake and document upload systems.
Please do not submit the following through regular email, text messages, social media messages, or general website contact forms:
- Social Security Numbers or ITINs.
- Government-issued identification.
- Tax returns or income statements.
- Bank account information.
- Credit reports or other sensitive financial documents.
Use the secure document submission link provided by our team when submitting confidential information.
8. Data Retention and Secure Disposal
We retain personal information only for as long as reasonably necessary to fulfill the purposes for which it was collected, provide requested services, maintain business records, and comply with applicable legal and regulatory obligations.
Tax preparation records are maintained in accordance with applicable federal and state retention requirements. Federal law generally requires paid tax return preparers to retain a copy of the return or a prescribed list of returns for at least three years, subject to applicable rules.
Certain records may be retained longer when required by law, regulation, contractual obligations, or legitimate business needs.
When information is no longer required, we take reasonable steps to securely dispose of or destroy it.
9. Cookies and Website Technologies
Our website may use cookies, analytics tools, and similar technologies to:
- Maintain website functionality.
- Understand website traffic and visitor behavior.
- Improve website performance.
- Remember certain website preferences.
- Measure the effectiveness of marketing campaigns.
You may adjust your browser settings to restrict or disable cookies. Certain website features may not function properly if cookies are disabled.
Our website may also offer interactive financial tools, including refund and revenue estimators. Information entered into these tools is processed within your browser as designed. We do not intentionally collect or store the values entered into these estimators through the tools themselves. However, general website analytics or technical data may still be collected separately.
10. Your Privacy Rights and Choices
Depending on applicable law and the nature of the information we maintain, you may have the right to:
- Request access to certain personal information we maintain about you.
- Request correction of inaccurate personal information.
- Request deletion of eligible personal information.
- Withdraw consent where processing is based on consent.
- Opt out of certain marketing communications.
- Submit questions or concerns regarding our privacy practices.
Certain information cannot be deleted when we are legally required to retain it, including applicable tax preparation and business records.
Marketing Communications
You may opt out of promotional emails by using the unsubscribe link included in our messages.
You may opt out of promotional text messages by replying STOP.
Opting out of promotional communications will not prevent us from sending necessary transactional, account-related, or legally required communications.
To submit a privacy-related request, contact us using the information provided in Section 13.
11. Children’s Privacy
Our website and general services are not directed toward children under the age of 13.
We do not knowingly collect personal information directly from children under 13 through our website.
However, we may collect and process information about minor children when voluntarily provided by a parent or legal guardian for legitimate tax preparation purposes, including reporting dependents on a tax return.
Such information is handled in accordance with applicable privacy and confidentiality requirements.
12. Changes to This Privacy Policy
Morrise Reserve reserves the right to update or revise this Privacy Policy as our business operations, services, technology, or legal obligations change.
Any updates will be published on this page with a revised effective date.
We encourage visitors and clients to review this policy periodically to remain informed about how their information is handled.
13. Contact Information
For questions, concerns, or requests regarding this Privacy Policy or our information handling practices, please contact:
Morrise Reserve
Houston, Texas
Phone: (346) 999-6046
Email: [email protected]
Website: www.morrisereserve.com
We take privacy concerns seriously and will make reasonable efforts to address inquiries in accordance with applicable laws and regulations.
This Privacy Policy applies to Morrise Reserve and the services and programs identified in this document, including TaxJet Pro and the Reserve Intelligence Agency (RIA), to the extent operated by or on behalf of Morrise Reserve.